Business, Finance & HR

SACCO Management System in Kenya

Savings, loans, guarantors and check-off reconciliation for Kenyan SACCOs.

Overview

Run your SACCO with confidence

Our SACCO management system automates the work of a SACCO office: member records, savings, share capital, loan processing and employer check-off, with reports the board, auditors and regulators can trust.

Members check balances, apply for loans and approve guarantor requests from their phones, while staff process applications faster with automatic eligibility checks and repayment schedules.

M-PESA integration, SMS notifications and a complete audit trail keep every shilling accounted for.

Who it's for

  • Deposit-taking SACCOs
  • Non-withdrawable deposit SACCOs
  • Employer-based SACCOs
  • Investment groups

Why choose it

Benefits of our Sacco Management System

Member self-service

Members view statements and apply for loans online, any time.

Faster loan processing

Automatic eligibility, guarantor approval and repayment schedules.

Check-off made easy

Import employer check-off files and reconcile them in minutes.

Audit-ready records

Every transaction is logged, secured and backed up.

How We Work

How we set up your system

A clear, collaborative process that keeps you involved from the first idea to a system your team relies on every day.

  1. 01

    Discover

    We study your goals, users and data, then agree the scope, timeline and budget with you.

  2. 02

    Design

    Wireframes and clickable prototypes you can review and refine before any code is written.

  3. 03

    Build & secure

    Short development cycles with regular demos, followed by security testing before go-live.

  4. 04

    Launch & support

    Deployment, staff training, documentation and ongoing maintenance after launch.

FAQs

Sacco Management System questions

What organisations most often ask us about our Sacco Management System.

Still have questions?

Speak directly with a solutions expert.

Does the SACCO system support M-PESA?

Yes. Members can make deposits and loan repayments through M-PESA, and transactions post automatically.

Can members apply for loans on their phones?

Yes. Members use the mobile-friendly portal to apply for loans, request guarantors and view statements.

Can you migrate data from our current system?

Yes. We migrate member, savings and loan data from spreadsheets or your existing system.

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See Sacco Management System in action

Book a free demo and we’ll walk you through the system using examples from your own organisation.